Our Approach
Our consultative and disciplined approach enables us to design a plan that connects your wealth to your unique needs and goals so your wealth's potential is consistently utilized to the maximum extent. More than a financial advisor, you will have someone who understands who you are and what you want out of life. We help make sure your financial solutions are centered around the things you and your family care about most.
Discover Meeting
Identify Goals
At our initial meeting, we’ll conduct a discovery interview. This helps us identify the challenges you face in achieving all that is important to you. We’ll examine your current situation, the goals you would like to achieve and how we can maximize the possibility of achieving those goals.
Investment Plan Meeting
Present investment plan
At this meeting, we’ll present our diagnostic of your current situation and our recommendations for how we can bridge the gaps in order for you to reach your goals. This plan forms the foundation for all of our work together.
Mutual Commitment Meeting
Confirm commitment
At this meeting, we’ll be ready to make a mutual decision about whether or not our team can add substantial value and if we should proceed. Should we both choose to work together, we’ll commit to working towards achieving everything that is important to you and your family. We’ll also execute the documents necessary to put your investment plan in motion.
45-Day Follow-Up Meeting
Organize account paperwork
When you have multiple investment accounts, it's easy to become overwhelmed with the amount of paperwork you receive. At this meeting, we’ll help you organize all that paperwork in a notebook that we’ll provide. We’ll also answer any questions you may have so that you understand exactly what is happening with your money.
Regular Progress Meetings
Based on ongoing reviews and life changes, we’ll make any necessary adjustments to your investment plan to help you progress toward your long-term financial goals. The Advanced Plan that we create for you includes a comprehensive evaluation of your entire range of financial needs and our recommendations for moving forward. Our team of carefully selected professionals — each with a high level of knowledge and skill in key financial areas — evaluates all aspects of your financial situation and devises appropriate financial solutions. We’ll continue to prioritize and manage these solutions on an ongoing, systematic basis.
Our Services
With broad resources and a global perspective, we’re able to provide smart, forward-thinking financial advice and guidance that takes into account everything that’s at stake so your best interests are always put first. The more wealth you have, the more complicated it is to protect it and leave the legacy you desire. That’s why we make sure you have access to an expert legal, tax and insurance team that will help recognize, address and eliminate potential problems before they make a lasting impact.
In order to enhance and safeguard your family’s net worth, it’s important you take proactive steps to ensure you maintain your family's fortune. By leveraging legal, tax and insurance professionals, we’re able to predict potential challenges and obstacles while simultaneously working to prevent unforeseen circumstances from diminishing your family’s net worth. This protection enables your wealth to continue to grow without unnecessary complications.
Our wealth management services include:
- Retirement planning
- Legacy planning
- Philanthropic planning
- Risk management
- Cash-flow planning
- Succession planning
- Education planning
- Tax mitigation
- Wealth transfer
- Wealth protection
Overview
Each portfolio is tailored to your unique wealth plan. Thorough review of your existing portfolio (while considering your cash flow needs, objectives and risk tolerance) allows our team to develop and document a comprehensive investment strategy.
We believe the greatest potential for improving investment results largely depends on building diversified and efficient portfolios. Through careful analysis, we help clients construct a portfolio with the appropriate mix of asset classes designed according to their unique objectives.
Process
The asset allocation development process begins by determining your time horizon, investment goals, current assets and tolerance for risk. Based upon these parameters, target portfolio percentages are assigned to stocks, bonds and cash. Next, asset class allocations are made within each general category based upon their correlation (i.e., the relationship between asset classes) and expected risk and return characteristics.
Each of these asset classes can be diversified to include different types of investments, including the combination of growth and value stocks; small-, mid- and large-capitalization stocks; international equity; and government, municipal and corporate bonds. Finally, you and your financial advisor will determine the appropriate portfolio implementation.
Services
- Portfolio performance analysis
- Asset allocation
- Assessment of costs & taxes
- Investment policy statement
