If you’re like a lot of people, you probably have the best of intentions keeping all of your financial documents, information and passwords in order. But then life gets busy, paperwork piles up and before you know it your financial documentation has become a jumble of electronic files and statements only you can navigate.

Women often find themselves at a disadvantage on both sides of this equation: Not only do they tend to earn less in their careers, but they typically live longer, requiring their retirement assets to last.